ASHRAF , M.; HAFEEZ, R.; SAJID, A. N. Factors affecting the adoption of Fin-tech in Pakistan based on the Unified Theory of Acceptance and Use of Technology Model: An empirical study on financial inclusion in Pakistan. Journal of Financial Technologies (Fintech), Inclusion and Sustainability , [S. l.], v. 1, n. 1, p. 9–26, 2022. DOI: 10.52461/jftis.v1i1.1793. Disponível em: https://journals.iub.edu.pk/index.php/jftis/article/view/1793. Acesso em: 2 may. 2024.