TY - JOUR AU - BABALOLA, ABDURRAUF AU - Adagiri, Isaa PY - 2020/06/30 Y2 - 2024/03/28 TI - Impact of Cashless Economic Policy and Financial Inclusiveness in Nigeria: An Empirical Investigation JF - Pakistan Journal of Economic Studies (PJES) JA - Pak. J. Econ. Stud. VL - 3 IS - 1 SE - Articles DO - UR - https://journals.iub.edu.pk/index.php/pjes/article/view/326 SP - 65-85 AB - <p style="text-align: justify;"><em>This study empirically investigated the impact of cashless economic policy and financial inclusiveness in Nigeria. The cross-section survey and descriptive statistics were used as the research design. The primary data was collected as valid responses through questionnaires. The analytical techniques used such as percentages, tables, and Chi-Square was used. The findings of the study divulged that cashless economic policy impacted financial inclusiveness positively in Nigeria. The study suggested that, intensive and consistent education about the electronic channels on financial services should be carried out in the country to enhance general awareness including those outside urban centers, service charges and cost of transaction be made affordable or free where necessary because unnecessary charges may discourage the unbanked population to increase the requirements for financial inclusion through opening of bank accounts in the rural areas should be made light and easy for the rural dwellers. Lastly, infrastructural facilities to aid financial inclusiveness, such as POS and ATM should be made more efficient, more secured and ever available for use, as this will put more confidence in users and potential users.&nbsp;</em></p> ER -