Patron:
Prof. Dr. Jawad Iqbal
Dean & Director, Institute of Business Management and Administrative Sciences (IBMAS), The Islamia University of Bahawalpur (IUB), Pakistan
jawad.iqbal@iub.edu.pk
Managing Editor:
Dr. Areeba Khan
Head, Department of Islamic and Conventional Banking (DICB), Institute of Business Management and Administrative Sciences (IBMAS), The Islamia University of Bahawalpur (IUB), Pakistan
areeba.khan@iub.edu.pk
Associate Editors:
Dr. Waseem Ul Hameed
Assistant Professor, Department of Islamic and Conventional Banking (DICB), Institute of Business Management and Administrative Sciences (IBMAS), The Islamia University of Bahawalpur (IUB), Pakistan
waseemulhameed@iub.edu.pk
Dr. Owais Shafique
Assistant Professor, Department of Islamic and Conventional Banking (DICB), Institute of Business Management and Administrative Sciences (IBMAS), The Islamia University of Bahawalpur (IUB), Pakistan
owais.shafique@iub.edu.pk
Editorial board of JBSE consisted of International Editorial Board and National Editorial Board (Pakistan). We are in collaboration with several academicians globally to be the part of JBSE Editorial Board.
International Editorial Board
Dr. Doris Gomez
Regent University, Virginia, VA, USA
Prof. Dr. Bruce E. Winston
Professor, Regent University, Virginia, VA, USA
Prof. Dr. Greg Stone
Professor, Regent University, Virginia, VA, USA
Prof. Dr. Gary Oster
Professor, Regent University, Virginia, VA, USA
Prof. Dr. Kathleen A. Patterson
Professor, Regent University, Virginia, VA, USA
Prof. Dr. Henri Burger
Queenzland University, Australia
Prof. Dr. George R. "Bud" West
Professor, Central Philippine University, Philippine
Prof. Dr. Siow Heng Loke
Professor, Asia e University, Malaysia
Prof. Dato' Dr. Sayed Mushtaq Hussain
Professor, Asia e University, Malaysia
Prof. Dr. Titik Khawa Abdul Rahman
Professor, Asia e University, Malaysia
Prof. Dr. Juhary Ali
Professor, Asia e University, Malaysia
Prof. Dr. Wan Sabri Wan Hussain
Professor, Asia e University, Malaysia
Dr. Murniati Mukhlisin
Tazkia Islamic University College , Indonesia
Assocciate Prof. Dr. Rasidah binti Mohd Rashid
Universiti Utara Malaysia (UUM)
Dr. Jin-Ting Zhang
National University of Singapore, Singapore.
Dr. Jumana Zahalka
National University of Singapore, Singapore.
Dr. Tianyue Ruan
National University of Singapore, Singapore.
Dr. Weina Zhang
National University of Singapore, Singapore.
Dr. Wenlan Qian
National University of Singapore, Singapore.
Dr. Allaudeen Hameed
National University of Singapore, Singapore.
Dr. David M Reeb
National University of Singapore, Singapore.
Dr. Sumit Agarwal
National University of Singapore, Singapore.
Dr. Wee Yong Yeo
National University of Singapore, Singapore.
Dr. Remus Ilies
National University of Singapore, Singapore.
Dr. David De Cremer
National University of Singapore, Singapore.
Dr. Michael Frese
National University of Singapore, Singapore.
Dr. Sandy Lim
National University of Singapore, Singapore.
Dr. Ningxin Wang
National University of Singapore, Singapore.
Dr. Jing Ai
University of Hawaiʻi, USA
Dr. Benjamin Bystrom
University of Hawaiʻi, USA
Dr. Steven Dawson
University of Hawaiʻi, USA
Dr. James Barney Marsh
University of Hawaiʻi, USA
Dr. David McClain
University of Hawaiʻi, USA
Dr. O. Nicholas Ordway
University of Hawaiʻi, USA
Dr. Nimesh Patel
University of Hawaiʻi, USA
Dr. K.K. Seo
University of Hawaiʻi, USA
Dr. Ningxin Wang
University of Hawaiʻi, USA
Dr. Anna A. Dokukina Plekhanov
RussianUniversity of Economics Moscow, Russia
Prof. Dr. Nor Hayati Ahmad
Universiti Utara Malaysia (UUM)
Asso. Prof. Dr. Hung-Che Wu, Ph.D.
Business School Nanfang College of Sun Yat-Sen University, China
Prof. Dr. Roslan Abdul Hakim
Universiti Utara Malaysia (UUM)
Dr. Waeibrorheem Waemustafa
Universiti Utara Malaysia (UUM)
Prof. Siti Nabiha Abdul Khalid
Universiti Sains Malaysia (USM)
Dr. Hisham Mohammad
Universiti Utara Malaysia (UUM)
Dr. Muhammad Haseeb
Taylor's Business School (TBS), Taylors University Lakeside Campus Subang Jaya, Malaysia
Dr. Hanita Kadir Shahar
Universiti Utara Malaysia (UUM)
Dr. Adilah binti Azhari
Universiti Utara Malaysia (UUM)
Dr. Rosilah Jamil
Universiti Teknologi, Malaysia
Prof. Dr. Ibrahim Danjuma
University of Technology, Nigeria
National Editorial Board (Pakistan)
Prof. Dr. Omar Masood
University of Lahore, Pakistan
Prof. Dr. Usman Mustafa
PIDE, Islamabad, Pakistan
Prof. Dr. Masood ul Hassan
Bahauddin Zakariya University, Pakistan
Prof. Dr. Imran Sharif Ch.
Bahauddin Zakariya University, Pakistan
Assoc Prof. Dr. Asad Afzal Humayon
COMSATS University, Pakistan
Dr. Qasim Ali Nisar
Superior University Lahore, Pakistan
Dr. Muhammad Nawaz
Minhaj University Lahore
Dr. Muhammad Nadeem Shahid
Lahore Garrison University
Dr. Muhammad Saeed Meo
Superior University Lahore, Pakistan
Dr. Muhammad Saeed Ahmad Sabir
Superior University Lahore, Pakistan
Dr. Abdul Samad Dahri
Mohammad Ali Jinnah University, Karachi
Dr. Mohsin Altaf
University of Central Punkab, Lahore
Dr. Muhammad Asif Qureshi
Mohammad Ali Jinnah University, Karachi
Dr. Muhammad Atif Nawaz
Islamia University of Bahawalpur
Dr. Muhammad Haroon Hafeez
Bahauddin Zakariya University, Multan
Dr. Muhammad Azeem
University of Lahore
Dr. Muhammad Nazim
Khwaja Fareed University of Engineering and Information Technology (KFUEIT), Pakistan
Dr. Sulaman Hafeez Siddiqui
Institute of Business, Management and Administrative Sciences (IBMAS), the Islamia University of Bahawalpur (IUB), Pakistan
Dr. Warda Najeeb Jamal
Institute of Business, Management and Administrative Sciences (IBMAS), the Islamia University of Bahawalpur (IUB), Pakistan
Dr. Rabeeya Raoof
University of Lahore, Pakistan
Dr. Farooq Anwar
University of Lahore, Pakistan
Dr. Faisal Qadeer
University of Lahore, Pakistan
Dr. Aamir Nadeem
City University Peshawar, Pakistan
Dr. Aniqa Memon
IOBM Karachi, Pakistan
Dr. Arslan Qayyum
IOBM Karachi, Pakistan
Dr. Asif Saeed
Fast university Lahore, Pakistan
Dr. Ayesha Shoukat
Department of Commerce, SBM&AS, IUB, Pakistan
Dr. Irfan Javed
COMSATS University, Pakistan
Dr. Muhammad Asif
City University Peshawar, Pakistan
Dr. Muhammad Usman
University of Education Faisalabad, Pakistan
Dr. Safia Nosheen
UMT Lahore, Pakistan
Dr. Sharjeel Saleem
GC University Faislabad, Pakistan
Dr. Zahid Hameed
Khwaja Fareed University of Engineering and Information Technology (KFUEIT), Rahimyar khan, Pakistan
Ms. Faiza Anwar
The Government Sadiq College Women University Bahawalpur Pakistan
Ms. Aasmaan Anam Najeeb
Department of Commerce, IUB, Pakistan
