A Digital Business Innovation and Financial Inclusion: Panacea to Nigeria's Economic Growth
Keywords:
Digital business innovation, Digital Finance, Traditional financial inclusion, Financial technologyAbstract
.
References
Asif, Mohammad, Khan, M., Tiwari, S.,S., Wani,K and Alam, F. (2023). The Impact of
Fintech and Digital Financial Services on Financial Inclusion in India. Journal of Risk and Financial Management 16: 122.
Chaffey, D., Edmundson-Bird, D., & Hemphill, T. (2019). Digital business and e-commerce
management. Pearson UK.
Central Bank of Nigeria (2018), "National Financial Inclusion Strategy (Revised)", October
——— (2021a), "Framework for Regulatory Sandbox Operations", January.
——— (2021b), "Regulatory Framework for Open Banking in Nigeria", February.
——— (2022), "Operational Guidelines for Open Banking in Nigeria", May.
CGAP (2012). Measuring Access to Financial Services Around the World. The World Bank
Ezechukwu, N.W. (2021). Regulating Innovation for Financial Inclusion: Lessons from
Nigeria Journal of African Law, 65, 3, 431–459
Gartner, T (2021). Gartner glossary—Digital business. https://www.gartner.com/
en/information-technology/glossary/digital-business
Gandolph, C., Daisi, O, Sheriff, O., Adewale, A., & Joshua, O (2021). The Effect of
Cryptocurrencies on Nigeria Economy, IEEE-SEM, 9, 3, 20-51
GPFI. (2010). G20 Principles for Innovative Financial Inclusion - executive brief. Available
at: http://www.gpfi.org/publications/g20
Jain, P., Upadhyay, D., & Purswani, G. (2021). Digital financial inclusion: Strategic issues
and imperatives. In S. Ananda & S. Dharmendra (Eds.). Financial inclusion in emerging markets (pp. 297–309). Springer Books
Jain, P., Upadhyay, D., & Purswani, G. (2021). Digital financial inclusion: Strategic issues
and imperatives. In S. Ananda & S. Dharmendra (Eds.), Financial inclusion in emerging markets (pp. 297–309). Springer Books
Jimoh, T.A Adeola, Shittu, T. & Atta J. (2019) Impact of financial inclusion on performance
of Banks In Nigeria, Fountain University Osogbo Journal Of Management (FUOJM), 4(3), 84 – 96
Ketterer, J. A. (2017). Digital finance: new times, new challenges, new opportunities. March.
Available at: https://publications.iadb.org/handle/ 11319/8199.
Lalitha, N. (2015). Financial Inclusion in rural areas: Challenges Ahead. Dominant
Publishers New Dehli India
Li J, Wu Y, Xiao JJ (2020). The impact of digital finance on household consumption:
Evidence from China. Econ Model 86: 317–326
Manyika, J., Lund, S., Singer, M., White, O., & Berry, C. (2016). Digital finance for all:
powering inclusive growth in emerging economies. Mckinsey Global Institute.
Mavlutova, I.; Spilbergs, A.; Verdenhofs, A.; Natrins, A.; Arefjevs, I.; Volkova, T. (2023).
Digital transformation as a driver of the financial sector sustainable development: An Impact on Financial Inclusion and Operational Efficiency, Sustainability, 15, 20.
Mhlanga, D. (2020) Industry 4.0 in Finance: The Impact of Artificial Intelligence (AI) on
Digital Financial Inclusion, Int. J. Financial Stud, 8, 45; doi:10.3390/ijfs8030045
Moro-Visconti, R, and Pascual. R. (2020) Sustainability in Fintech: An Explanation
through Business Model Scalability and Market Valuation, Sustainability, 12, 10316;
Moro-Visconti, R. The Valuation of Digital Intangibles. Technology, Marketing, and Internet;
Palgrave Macmillan: Cham, Switzerland,
Okoduwa, D. (2023). Effect of financial development and financial inclusion on poverty
reduction in Nigeria Acta Universitatis Danubius.Oeconomica, 19(3) 183-199
Peterson K. and Borsa, O (2018). Impact of digital Finance on financial inclusion and
stability, Istanbul Review 18-4 (2018) 329340
Ren,K., Wang, Y. , and Liu, L. (2023). Impact of traditional and digital financial inclusion
on enterprise innovation: Evidence from China, SAGE Open Original Research, 1–19
Schwab, K. (2015). The Fourth Industrial Revolution. What Does It Mean and How to Respond?
Snapshot. Available online: https://www.weforum.org/
Teoh, M. 2022 Global Digital Business Model Innovation and SMEs' Competitiveness:
Insights from Malaysian SMEs, Business and Management Research: An International Journal, 14, 1, 4..9
The World Bank. (2020). Digital Financial Inclusion. Available online:
https://www.worldbank.org/en/topic/ financial inclusion/publication/digital-financial-
inclusion (accessed on 12 May 2020)
Thingalaya, N., Noodithya, A. and Shetty, B.(2010). Financial Inclusion and Beyond. Issues
and challenges Academic Foundation New Delhi
Wezel, T and Ree, J (2023) "Nigeria—Fostering Financial Inclusion through Digital
Financial Services", IMF Selected Issues Paper
World Bank (2014). Global financial development report 2014: Financial inclusion.
Washington, DC: World Bank Publications.
World Bank. (2014). Digital finance: Empowering the poor via new technologies, April 10.
Available at: http://www.worldbank.org/en/news/feature/ 2014/04/10/digital-finance-empowering-poor-new-technologies. (Accessed 10 November 2017
Xie, C.; Liu, C.(2022) The Nexus between Digital Finance and High-Quality Development of
SMEs: Evidence from China. Sustainability 2022, 14, 7410.
Zou, W., & Ling, J. H. (2018). Financial inclusion and financing constraints of small,
medium and micro enterprises: Empirical evidence from China's small, medium and micro-enterprises. Journal of Finance and Economics, 06, 34–45
Published
How to Cite
Issue
Section
License
Copyright (c) 2024 Journal of Contemporary Business and Islamic Finance (JCBIF)
![Creative Commons License](http://i.creativecommons.org/l/by/4.0/88x31.png)
This work is licensed under a Creative Commons Attribution 4.0 International License.
After paper acceptance in JCBIF,the author(s) has (have) must accepted the publication in the JCBIF by releasing the copyright to the Islamia University Bahawalpur-IUB-Pakistan.
Journal of contemporary business and Islamic finance (JCBIF) is licensed under a Creative Commons Attribution 4.0 International License.
The material presented by the authors does not necessarily represent the viewpoint of editorial team and the management of the Islamia University of Bahawalpur,IUB,Pakistan as well as authors institute.